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Bank of Baroda offers seven education loans and the Delhi Government’s Higher Education & Skill Development Guarantee Scheme for Delhi Students.
- Baroda Vidya (Education from Nursery to XII)
- Baroda Gyan (Higher Study in India)
- Baroda Scholar (for Study Abroad)
- Baroda Education Loan to Students of Premier Institutions
- Baroda Education Loan for Executive Development Programmes offered by Premier Institutions in India
- Baroda Education Loans for Executive Development Programmes offered by Premier Institutions Abroad
- Skill Loan Scheme
- Higher Education & Skill Development Guarantee Scheme for Delhi Students
In addition, it offers the three Government of India Interest Subsidy Schemes on education loans.
Here is a quick look at these loan schemes.
Baroda Vidya (Education from Nursery to XII)
Helps people educate their children up to Class 12. The maximum loan you can get is Rs. 4 lakh. The loan is disbursed as a series of payments over the required number of years and not as a lump sum. It can be used for all school fees including for the purchase of books, laptops, uniforms, hostel fees, etc. However, it cannot be used for external coaching or tuition.
Baroda Gyan (Higher Study in India)
This is for students undertaking graduate, postgraduate and professional studies from recognised institutes in the country. Maximum loan amount is Rs. 80 lakh for medical and aviation courses and Rs. 60 lakh for all others.
Baroda Scholar (for Study Abroad)
As the name suggests, this loan helps students take up courses such as an MBA, MCA, MS, etc. aboard. Maximum loan is capped at Rs. 80 lakh for specified institutes and at Rs. 60 lakh for non-specified institutes.
Baroda Education Loan to Students of Premier Institutions
Meant for students who have gained admission into premier educational institutions in India. Maximum loan amount is Rs. 80 lakh with security. The maximum unsecured loan you can get depends on the bank’s categorisation of the institute.
Baroda Education Loan for Executive Development Programme (EDP) from Premier Institutions in India
Helps students in Executive Development Programmes offered by premier educational institutions pay their course fees. Maximum loan amount is Rs. 20 lakh. The course can be full time, part time, on weekends or even online. How it is taught is immaterial for the purpose of the loan.
Baroda Education Loan for Executive Development Programme (EDP) from Premier Institutions in Foreign Countries
Similar to the loan above but for foreign studies from premier educational institutions. Maximum loan amount is Rs. 80 lakh with security.
Baroda Skill Loan Scheme
The loan is for students of technical courses offered by training institutes, polytechnics, etc. Loan starts from Rs. 5,000 and can go up to Rs. 1.5 lakh depending on course duration.
Higher Education & Skill Development Guarantee Scheme for Delhi Students The loan is meant for Delhi high school students who wish to pursue diploma or degree studies in Delhi itself. BoB offers loans up to Rs. 10 lakh under this scheme.
